Model Fund Portfolio
InvesTech’s Model Fund Portfolio
The InvesTech Model Fund Portfolio is designed for individual investors who want to follow our allocation and sector recommendations for the equity portion of their portfolio. We do not attempt to “time” the market. Instead, we utilize an array of macroeconomic, technical, and fundamental indicators, some of which are proprietary, to monitor the long-term health of the market and manage risk by adjusting our allocation as evidence develops. We are unable to provide specific recommendations outside of the Model Fund Portfolio as we are not a registered investment advisor and are unable to provide individual investment advice. Please read our important disclosures for more information.
Track Portfolio Changes
Subscribers who follow the Model Fund Portfolio can track the trades we’re making in real-time as we implement our “safety-first” strategy. Changes will be announced here first and an email alert will be sent to subscribers notifying them of the change. Please ensure we have your current email address, you can confirm in the Account Settings of the My Account area.
View Most Recent Change:
November 3, 2025
November 3, 2025
November 3, 2025: An Important Portfolio Update…
As our speculative InvesTech AI Index soared to new highs last week, several important warning flags were increasing. At the same time the Federal Reserve cut short-term interest rates, long-term rates actually inched upward, and a unique Nasdaq divergence (see market insight) is being confirmed within the broader market.
This warns that the downside risk in this highly overvalued, overconcentrated, and overinvested market is escalating. In light of these developments, we are proactively implementing a strategic defensive position to reduce both portfolio volatility and risk heading into a multitude of dark storm clouds forming overhead.
We recommend the following change to our Model Fund Portfolio:
- Initiate (add) a 5% position in the Direxion Daily S&P 500 Bear 1X ETF (symbol: SPDN). This S&P 500 inverse index fund incrementally raises portfolio defenses. For more information about inverse index funds or to see alternative options to SPDN, please see The “Bare Necessities” About Bear Funds in the Subscriber Library.
This increases our invested equity allocation to 60%. However, with this inverse fund, it actually reduces our “net” stock market exposure in the Model Fund Portfolio to 50%. Current holdings include 55% long funds, 5% inverse bear fund, 5% in an intermediate Treasury ETF, and 35% cash held in short-term Treasurys or a money market fund.
We will be publishing a short special report later today detailing these key developments.
New Subscribers and Our Portfolio
We currently advise new subscribers or subscribers with new money to bring their portfolio in line with our recommended allocation by phasing into the market over approximately two months; however, purchases made after our initial recommendation must be made at your discretion.
For more detailed information on aligning your portfolio to ours, please read the following article: How to Use the Model Fund Portfolio.
