Model Fund Portfolio
InvesTech’s Model Fund Portfolio
The InvesTech Model Fund Portfolio is designed for individual investors who want to follow our allocation and sector recommendations for the equity portion of their portfolio. We do not attempt to “time” the market. Instead, we utilize an array of macroeconomic, technical, and fundamental indicators, some of which are proprietary, to monitor the long-term health of the market and manage risk by adjusting our allocation as evidence develops. We are unable to provide specific recommendations outside of the Model Fund Portfolio as we are not a registered investment advisor and are unable to provide individual investment advice. Please read our important disclosures for more information.
Track Portfolio Changes
Subscribers who follow the Model Fund Portfolio can track the trades we’re making in real-time as we implement our “safety-first” strategy. Changes will be announced here first and an email alert will be sent to subscribers notifying them of the change. Please ensure we have your current email address and that you are signed up to receive email notifications, you can confirm in the My Account area.
Historical Performance
At InvesTech, we proactively manage risk by navigating changing market environments, informed by our 45+ year track record. InvesTech’s A “Safety-First” Strategy Built for Long-Term Success report, which includes the historical performance of the InvesTech Model Fund Portfolio, is available upon request (updated quarterly).
View Most Recent Change:
September 24, 2026
September 24, 2026
September 24, 2026: We Recommend the following changes to our Model Fund Portfolio
InvesTech’s time-tested Negative Leadership Composite (NLC) is giving an important warning as the bearish Distribution component hit -100. As leadership deteriorated, breadth has also broken down as measured by the InvesTech A/D Divergence Index. With these important technical indicators ringing alarm bells, we are recommending the following defensive update to our Model Fund Portfolio:
- Increase the Direxion Daily S&P 500 Bear 1X ETF (Symbol: SPDN) from 5% to 8%. We are incrementally raising portfolio defenses with this S&P 500 inverse index fund. For more information about inverse index funds or to see alternative options to SPDN, please see The “Bare Necessities” About Bear Funds in the Subscriber Library.
Following this change, the Model Fund Portfolio is comprised of 62.5% long positions, 8% in an inverse index ETF, 5% in an intermediate Treasury ETF, and 24.5% cash held in short-term Treasurys or a money market fund. This results in 54.5% net equity exposure.
New Subscribers and Our Portfolio
We currently advise new subscribers or subscribers with new money to bring their portfolio in line with our recommended allocation by phasing into the market over approximately two months; however, purchases made after our initial recommendation must be made at your discretion.
For more detailed information on aligning your portfolio to ours, please read the following article: How to Use the Model Fund Portfolio.
