Model Fund Portfolio
InvesTech’s Model Fund Portfolio
The InvesTech Model Fund Portfolio is designed for individual investors who want to follow our allocation and sector recommendations for the equity portion of their portfolio. We do not attempt to “time” the market. Instead, we utilize an array of macroeconomic, technical, and fundamental indicators, some of which are proprietary, to monitor the long-term health of the market and manage risk by adjusting our allocation as evidence develops. We are unable to provide specific recommendations outside of the Model Fund Portfolio as we are not a registered investment advisor and are unable to provide individual investment advice. Please read our important disclosures for more information.
Track Portfolio Changes
Subscribers who follow the Model Fund Portfolio can track the trades we’re making in real-time as we implement our “safety-first” strategy. Changes will be announced here first and an email alert will be sent to subscribers notifying them of the change. Please ensure we have your current email address, you can confirm in the Account Settings of the My Account area.
View Most Recent Change:
September 4, 2025
September 4, 2025
September 4, 2025: We recommend the following change…
With the September FOMC meeting approaching, economic and labor weakness has become concerning enough that even hardliners on the Fed are embracing rate cuts. In anticipation of this, we are implementing an intermediate-term bond position to lock in a near-4% yield on a longer-term basis.
Buy a 5% position in iShares iBonds Dec 2032 Term Treasury ETF (symbol: IBTM)
The fund provides access to a portfolio of U.S. Treasury bonds that mature between January and December of 2032. This combines the defined maturity and characteristics of a bond with the benefits of ETF tradability.
The position offers a profit opportunity if the Fed moves to more aggressive easing, especially if economic worries come to fruition. We believe this outcome will be increasingly likely over the coming months.
The Model Fund Portfolio now has a net “long” position of 62%. Current holdings include 57% in quality equity ETFs, 5% in an intermediate Treasury ETF, and 38% cash. The cash portion of the Portfolio (38%) is held in short-term Treasurys or a money market fund to provide an attractive yield and defensive buffer.
New Subscribers and Our Portfolio
We currently advise new subscribers or subscribers with new money to bring their portfolio in line with our recommended allocation by phasing into the market over approximately two months; however, purchases made after our initial recommendation must be made at your discretion.
For more detailed information on aligning your portfolio to ours, please read the following article: How to Use the Model Fund Portfolio.
